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Products

Creating A Future Together

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Local residence with local PAYG/Self-employed incomes

BI Freedom(No Clawback)

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BI Freedom(No Clawback)

Designed for overseas citizens who wish to create wealth via investing into Australia property market

  • New purchase, refinance, or equity release
  • Salaried and self-employed applicants up to 75% LVR
  • Confirmation of Loan Acceptance within 48 hours Multilingual customer service
  • Fully featured online
BI Flexi

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BI Flexi

  • LVR up to 95% (O/O) *
  • In house credit and Employment Check
  • Interest rate from 6.83% (Special offers available time by time)
  • Max loan amount $2m for single property
  • Cash Out no limit
BI Alt Doc(Everyday & Pro)

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BI Alt Doc(Everyday & Pro)

  • LVR up to 80%
  • Risk fee Waived for OO and Investment
  • Income evidence 1, or 2 of 3 (Accountant letter or two BAS or 6 months business bank account statement)
  • Interest rate from 7.29%
  • Cash out no limit

PR / TR / Short term Visa Holder / Overseas Income

BI Expat Super Saver(No Clawback)

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BI Expat Super Saver(No Clawback)

Specially designed for Aus, NZ citizen working overseas or short-term visa holder wish to buy property in Australia

  • New purchase, refinance, or equity release
  • Salaried and self-employed applicants up to 75% LVR
  • Confirmation of Loan Acceptance within 48 hours Multilingual customer service
  • Fully featured online customer portal
  • Offset available
  • Cash out up to 75%

Commercial Loans

Commercial Loans

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Commercial Loans

  • Commercial loan with residential security
  • Commercial loan with commercial property
  • Lease doc available ICR

SMSF Loans

SMSF Loan with Residential Security

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SMSF Loan with Residential Security

  • Best interest rate in the market(from 7.34%
  • Comparative tangible assets requirement ($120,000) in the market
  • Near Prime SMSF available(Consider one life event, Ignore paid defaults > 2 years, Payout of ATO debt)
SMSF Loan with Commercial Security

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SMSF Loan with Commercial Security

  • Best interest rate in the market
  • Comparative tangible assets requirement ($120,000) in the market

Mortgage repayment calculator

LOAN DETAILS

$
%
years

Your Estimated Results

Your Estimate Repayment

2,000 Monthly

Total Principal Paid

2,000

Total Interest Paid

2,000

LOAN DETAILS

$
%
years

Your Estimated Results

Your Estimate Repayment

Monthly

Total Principal Paid

Total Interest Paid

Summary

Loan Amount

Loan Term

Years

Interest Rate

%

Payment Type

Principal & Interest

Repayment Frequency

Monthly

Total Extra Payment

$0.00

Total Principal Paid

Total Interest Paid

Estimated Repayments

Monthly

Amortisation Schedule

Years Principal Interest Balance